Stop Reconciling. Start Automating.
Smart Rent Detection uses AI scoring to match bank transactions to tenant payments automatically. High-confidence matches are allocated instantly. Exceptions are flagged for one-click review.
Three Tiers of Confidence
Every incoming transaction is scored against multiple data points to determine the best action.
80 - 100
Auto-Matched
High-confidence matches are allocated automatically. Amount, reference, timing, and account all align. No manual intervention required.
50 - 79
Review
Probable matches flagged for one-click confirmation. The system has found a likely tenant but wants human sign-off before allocating.
0 - 49
Unmatched
Transactions with no clear match are presented for manual allocation. Typically payments with missing references or unusual amounts.
Built for Real-World Rent Collection
Handles partial payments, missing references, multiple tenants, and everything else your bank statement throws at it.
Multi-Factor Scoring
The algorithm analyses transaction amount, payment reference, date relative to due date, and sender account details simultaneously to calculate a confidence score.
Open Banking via Acube
Connect your agency bank account through FCA-regulated Acube to pull transactions automatically. No manual CSV uploads or statement downloads.
Partial Payment Detection
Underpayments are matched to the correct tenancy and flagged. Overpayments are identified for credit allocation or refund processing.
Learning from Corrections
When you manually reassign a transaction, the system learns from your decision. Match accuracy improves over time as it builds a richer picture of payment patterns.
Arrears Prevention
Faster, more accurate allocation means arrears are identified sooner. Automated alerts notify your team the moment a payment is overdue.
Full Audit Trail
Every match decision, whether automatic or manual, is logged with a timestamp and confidence score. Complete transparency for compliance and dispute resolution.
Direct Bank Connection via Acube
No more downloading CSV files or uploading bank statements manually.
- 1Connect your agency bank account through a secure FCA-regulated consent flow
- 2Transactions are pulled automatically in near real-time, with read-only access
- 3Smart Rent Detection processes each transaction as it arrives, often matching payments before you open the dashboard
- 4Revoke access at any time through your bank or through the LettingGuru settings panel
Automate Your Rent Reconciliation
See Smart Rent Detection in action with your own payment data. Book a personalised demo with our team.